FAQ
Frequently asked questions
Although we try to be as clear and transparent as possible, we can imagine you still have some questions. Perhaps the answers below will provide an answer.
Questions about buying a house
And checking the deed of sale.
What does Koopaktejurist do?
We provide legal advice in plain English about the deed of sale that is focused on your situation before you sign the contract.
What does a notary cost?
In existing real estate, it is customary for the buyer to pay the notary. And so you can choose. If it concerns both a mortgage and the transfer, the notary also arranges both deeds. The costs do not have to be more than € 1,500.00, although there are differences per region. Moreover, notaries are free to determine their rates. If it only concerns the transfer, so no mortgage, the maximum costs are approximately € 900.00.
"No risk", what does it mean?
A so-called no-risk clause is actually nothing more than a reservation on the sale of the present house. The buyer then includes a condition that he may cancel the purchase if his or her present home is not sold within a certain period.
Isn’t it a preliminary agreement?
This is a widespread misunderstanding. With the exception of the three-day cooling-off period for buyers, there is nothing provisional about the purchase agreement. The contract is real and final. However, there may still be resolutive conditions that can be invoked. If that happens, the agreement can be dissolved.
Oral agreement is also an agreement, right?
Short and sweet, no, not in this special case. Yes, with a business purchase, not private. Watch out, because if you buy a property for rent, for example, it will be classified as “‘business’. See the other questions on this page.
Reflection time, what does that mean?
As a private buyer you have a legal reflection period of three days after signing the deed. This means that for three days after signing, this starts on the day of signing at 24:00, you may dissolve the agreement without giving reasons. This period runs for three days and comprises at least two working days. If that period ends on a day off, it is automatically extended by one day.
Buyer’s costs.
It is customary for existing homes that the costs associated with the transfer of the home are at the expense of the buyer. This includes the transfer tax, usually 2%, the financing costs, the notary and land registry costs. Take into account a total of about 5-6% of the purchase price.
Do you have an example of a deed?
Yes, we have two, one for a house (woning) and one for an aparetment (appartement). These of course are only frameworks.
Ouestions about selling a house
And drawing up de deed of sale.
What does koopaktejurist do?
We draw up a bill of sale based on what the seller and buyer have agreed. This must be done conclusively but also exactly according to your wishes so no problems arise afterward.
When is the agreement final?
If you buy or sell a house privately, there is only an agreement (in a legal sense) once the contract is signed. This includes the stipulation that a buyer has a three-day cooling-off period. After those three days, the agreement cannot be reversed unless it contains resolutive conditions. And then of course it depends on those conditions.
What is a resolutive condition?
A resolutive condition is a provision that is included in the deed of sale on the basis of which the buyer or seller can dissolve if the set condition is met. The most common is a financing reservation, building inspection or sale of your own home. But there are many more!
Should the house be in both names?
Legally this is not necessary. You can also agree on the ownership ratio, for example 70-30%. However, when buying or selling a home, both partners must sign for permission. Even if one of them is not the owner.
My partner has a house, can I become co-owner?
That is possible, the only question is whether it is wise to have the house transferred. We can certainly draw up a contract, but don’t forget that there must be permission from the bank and that there are additional costs such as transfer tax. Perhaps it would then be more sensible to amend the prenuptial agreement or the content of the cohabitation contract.
What happens with my data?
Nothing at all, we only use them for checking or drafting the deed. Then we remove them from our file.
Oral agreement is also an agreement, right?
Buying a home as a private individual is an exception in Dutch law. Oral is not binding. There is only an agreement when there is a signed contract. Before that, parties are not bound by the agreement. So as long as there is no signing, you can avoid it.
Do you have examples of a deed?
Yes, we have two. One for a house (woning) and one for an apartment (appartement). These of course are only frameworks.
Your question isn’t here?
Then it is wise to forward us your question. You can call us on 085 2731854 or use one of the other contact details which you can find on our contact page.
Short lines, clear story. In short, efficient and competent.
Excellent guidance by both Geert as a purchasing agent and Pieter as a legal specialist. Clear information and helpful with questions. Quick response.
We were able to sell our house to friends. That’s why we haven’t engaged a broker. At a certain point the agreements had to be put on paper and of course there are examples on the internet. But a sounding board and advice turned out to be invaluable in retrospect. We could never have done this so well ourselves.
Clear story and good tips to prevent possible problems. Fast response and I recommend it!
The people at Koopaktejurist know exactly what they are doing, you can feel that all the time. For us it was very nice that it is also possible to review everything again in a personal conversation at our table. This made it perfectly clear what exactly was meant in the deed.
We didn’t realize in advance that there is so much involved in drawing up a deed of sale. Fortunately, we often had contact with Pieter by phone and email. Sometimes we felt like we kept asking questions but at no point it was too much for him. Thanks for that.
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